Enterprise Investment Scheme — UK Government Approved
Cut your income tax bill by 30%.
Defer the gain you're already sitting on. Cap your downside if it doesn't work out.
Three reliefs, one investment, stacked. Most investors get shown the 30% and stop there — that's the version for people who don't know the game. Here's what the full stack looks like in practice.
Capital at risk.
The Problem
You've run out of
the easy moves.
ISA's full. Pension's maxed against the annual allowance. Your accountant's out of ideas, and the taxman's about to take a real cut of income or a gain you worked for.
No shelter left. No moves left. No plan for the number that's coming.
That's the exact moment EIS gets mentioned to you — usually half-explained, usually just the 30%. You deserve the full version.
- 01A gain you'd rather defer than hand over this year
- 02Growth exposure the mainstream funds can't touch
- 03Real risk appetite, if the reliefs make the maths work
- 04Nobody's shown you the combined numbers, only the headline
Slow this down. The full picture beats the brochure every time.
The Numbers
Here's the maths, stacked.
Stack all five and you get a risk profile no fund manager can build you. Lower entry cost. Capped downside. Uncapped upside. That's not a sales line — that's just what the scheme does when you use it properly.
Straight off your income tax bill. Invest £100k, keep £30k that was going to HMRC anyway.
The gain comes out clean, held for the qualifying period. Not reduced — eliminated.
Got a gain sitting elsewhere? Roll it into EIS and push the CGT bill down the road, on your terms.
£100k in, 30% relief taken, worst case costs a 45% taxpayer roughly £38.5k net. Not £100k.
Falls outside your estate after two years. Matters more the more you've built.
Five reliefs. One investment. One conversation to see how they stack for you.
Everyone else is playing it safe with your money. This is the one built for people who know the game.
Book My Free CallEIS vs the Alternatives
Where this actually sits.
The reliefs only mean something next to the moves you've already made. Here's the honest comparison.
| Feature | Pension Top-Up | Standard Fund | EIS |
|---|---|---|---|
| Up-front tax relief | Limited | None | 30% |
| Access before retirement | ✗ | ✓ | ✓ |
| Tax-free growth | ✗ | ✗ | ✓ |
| Defer an existing gain | ✗ | ✗ | ✓ |
| Loss relief | ✗ | ✗ | Up to 45% |
| IHT relief after 2 years | ✗ | ✗ | ✓ |
| Upside potential | Capped | Market | Uncapped |
Everyone else is playing it safe with your money. This is the one built for people who know the game.
How It Works
Three steps. No countdown clock.
Book your free call
No script, no pressure. Fifteen minutes with someone who actually knows the scheme. You ask, we answer.
See the live opportunities
Real companies. Full documentation. You judge it — we don't sell you on it. Bring your own adviser if you want a second pair of eyes.
Invest on your terms
Your amount, your timeline. No countdown clock. Good opportunities don't need one.
Common Questions
"What's the catch?"
Hold the shares for the qualifying period, keep the company qualifying — that's it. Break either and relief gets clawed back. We tell you exactly what has to hold.
You don't take our word. Full documentation, every time. Bring your own adviser if you want a second pair of eyes. Every company goes through its own EIS qualification process with HMRC — that's not us, that's the government.
If you're paying 40% or 45% on income or gains and you've got appetite for early-stage risk, this is the highest-relief legal move left on the table. If that's not you, the call tells you in fifteen minutes flat.
Loss relief exists for this exact scenario. On a worst-case scenario with loss relief at 45%, a £100k investment with the 30% already claimed costs a 45% taxpayer roughly £38.5k net. That's the real floor — not zero, not £100k.
Once shares are issued and the company receives HMRC confirmation, you get EIS3 certificates. You claim via self-assessment for the tax year of issue — or carry back to the previous tax year.
Get Started
You've done the boring tax planning. This is the part that actually moves the number.
One call. Free. No pitch, no pressure, no obligation. You leave knowing exactly what EIS does for your position.
- Speak to someone who knows the scheme — not a script reader
- See live opportunities with full documentation
- Understand your specific combined relief position
- No commitment required, ever